ArticleOver the past few years with the economic crisis, redundancies, lack of pay rises and so on more and more people are starting to feel it. It’s very easy when you have less, or no, money coming in to focus on the lack of it. To constantly be thinking about all the things you want but can’t afford, what you are missing out on and can’t do. “I can’t afford it” becomes a common phrase and soon it becomes your whole reality. It starts to gnaw at your self-worth and how you feel about your life.